December (2020) budget for a couple living in Vancouver during the pandemic

As previously stated I had fallen behind in the last months for my budget reporting, soI am catching up these next months. For December, we started with a savings of $2511. We made $4600. We spent $4696 for that month. We head into January with a positive balance of $2415. Here is a look at the graphics:

predictedactual December figures
BC Hydro$50$50
Lotto$80$195
ex money$40$40
Bmo Line$450$468
TD paym$121$35
St loan$121$139
Bank Fees$11$11
RBc pay2$200$175
Rent$1,450$1,485
BMO PE$1,200$1,555
Cibc loan$20$85
RBc pay1$220$265
Mutual F$25$50
Charity$22$22
c rbc loan$121$121
total$4,131$4,696

November budget for a couple living in Vancouver during the pandemic

I have fallen behind my budget for these last months, but now I am reporting my budget. For November, we started with a savings of $2587. We made $4600. However we spent $4676. We had to withdraw from our savings about $76. We are now heading to December with$2511. Here is a breakdown of our financing:

predicted November figures actual
BC Hydro$50$50
Lotto$80$160
ex money$40$40
Bmo Line$450$474
TD paym$121$35
St loan$121$89
Bank Fees$11$11
RBc pay2$200$218
Rent$1,450$1,485
BMO PE$1,200$1,555
Cibc loan$20$100
RBc pay1$220$266
Mutual F$25$50
Charity$22$22
c rbc loan$121$121
total$4,131$4,676