November budget for a couple living in Vancouver during the pandemic

I have fallen behind my budget for these last months, but now I am reporting my budget. For November, we started with a savings of $2587. We made $4600. However we spent $4676. We had to withdraw from our savings about $76. We are now heading to December with$2511. Here is a breakdown of our financing:

predicted November figures actual
BC Hydro$50$50
ex money$40$40
Bmo Line$450$474
TD paym$121$35
St loan$121$89
Bank Fees$11$11
RBc pay2$200$218
BMO PE$1,200$1,555
Cibc loan$20$100
RBc pay1$220$266
Mutual F$25$50
c rbc loan$121$121

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