October budget for a couple living in Vancouver during the pandemic

For October we started with a savings of $2646. We made $4600. However we spent $4659. We had to withdraw from our savings of about $59. We now have $2587 moving into November. Here is a breakdown of monthly finance:

predictedactualOctober 
BC Hydro$50$50
Lotto$80$160
ex money$40$40
Bmo Line$450$440
TD paym$121$35
St loan$121$139
Bank Fees$11$11
RBc pay2$200$191
Rent$1,450$1,485
BMO PE$1,200$1,555
Cibc loan$20$90
RBc pay1$220$270
Mutual F$25$50
Charity$22$22
c rbc loan$121$121
total$4,131$4,659

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